On-Road Motorcycling Travel Insurance
Specialist cover for high-risk sports and adventure travel.
Get a quote24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
On-road motorcycling involves riding motorcycles or scooters on paved public roads as part of a trip. It is a popular way to explore new destinations, whether you are touring between towns, taking scenic routes or using a bike for day-to-day travel while abroad.
ActivitySure can cover on-road motorcycling when you are riding abroad at an amateur level, provided the activity meets the policy conditions. Cover applies under either the Europe activity level or Worldwide activity level, depending on where you are travelling and the policy you choose.
Riders must always hold the appropriate UK motorcycle licence for the capacity of the bike they are riding and must follow local laws. This applies whether you are using your own motorcycle or hiring one during your trip. It is also essential that riders wear full protective clothing.
Choose the protection that fits your adventure
Excess £100
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£1,000
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£5,000,000
-
£750
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£250
-
£200
-
£300
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£20 per 12hrs, max. £100
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£5,000
-
£2,000,000
-
£250
-
£750
-
£60,000
-
Included
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
-
£20 per 12hrs, max. £200
-
£7,500
-
£2,000,000
-
£250
-
£750
-
£60,000
-
Included
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
-
£20 per 12hrs, max. £400
-
£15,000
-
£2,000,000
-
£250
-
£750
-
£100,000
-
Included
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip On-Road Motorcycling Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
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Annual multi-trip On-Road Motorcycling Travel Insurance
Travel more for less with year-round protection across multiple trips.
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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular for motorcycling?
On-road motorcycling is popular in destinations known for scenic touring routes. Italy's Amalfi Coast attracts riders for its coastal roads and dramatic views, while California's Highway 1 is a classic option for long-distance road trips. The UK is also a popular place for motorcycle touring, with routes such as Scotland's North Coast 500 offering extended riding days across varied road conditions and changing weather.
Many travellers plan motorcycle holidays around quieter roads, countryside loops and multi-stop itineraries, often combining touring with local sightseeing.
Here's why on-road motorcycling travel insurance matters:
Riding on unfamiliar roads can increase risk, particularly when traffic rules, road layouts or driving habits differ from the UK. Hazards such as poor road surfaces, weather changes, heavy traffic or reduced visibility can contribute to accidents. If you are injured while riding abroad, you may require emergency medical treatment or repatriation. Having suitable travel insurance in place helps protect you financially if something goes wrong during your trip.
Helpful travel tips
- Always wear full protective safety gear, including a helmet, and use additional protection where recommended.
- Make sure you hold the correct UK motorcycle licence for the bike or scooter you are riding.
- Follow local traffic laws and road signs, which may differ from UK rules.
- Leave extra stopping distance, especially in wet conditions or heavy traffic.
- Always follow instructions provided by tour leaders, rental companies or organisers.
Frequently asked questions
Yes. You can be covered whether your motorcycle is your main way of getting around or part of a touring holiday. We offer on-road motorcycling for both Europe and Worldwide.
If you intend to travel off-road, you will need to include additional cover for this activity.
Yes, you can be covered for riding a rented motorcycle as long as you’ve got the right licence and the activity itself is declared on your policy.
Be aware that this is travel insurance, and not motorcycle insurance, so you are not covered for damage to the bike itself, repairs, or spare parts.
This policy covers you as the insured rider, not the passenger. If you’re carrying a pillion passenger, they would need their own travel insurance to be covered for things like emergency medical treatment or cancellations.
You will always need a valid UK driving licence to ride the type of motorcycle you’re using. On top of this, some countries might require that you hold an International Driving Permit (IDP) or a Green Card.
You’ll need to check the local laws of your destination before you travel, to make sure you can legally ride there.