Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section.

Latest Policy Documents

This is where you can find our latest policy documents and wordings. Hard copies can be provided, so if you need one please contact us. Digital copies can be found here.

Allsafe Cruise and High Value Travel Insurance Executive Cruise and High Value Travel Insurance Envoy Cruise and High Value Travel Insurance Elite Direct2Insure travel insurance Direct Travel insurance Fit2Travel Silver Fit2Travel Gold Fit2Travel Platinum Fit4travel Silver Fit4travel Platinum Flexicover travel insurance FreeSpirit Bronze Silver Gold Longstay/Backpacker Bronze Silver Gold Longstay/Backpacker Spectrum Travel Insurance TopDog insurance

Gadget policy documents

Gadget insurance

Need an older document?

Please feel free to ask us for it. We have a helpful team and usually even keep hardcopies should one be required.