Mountain Biking Travel Insurance
Specialist cover for high-risk sports and adventure travel.
Get a quote24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Why choose Mountain Biking Travel Insurance?
Mountain biking is an off-road cycling activity that takes place on trails, tracks and natural terrain such as hills, forests and mountain paths. It can range from leisurely rides on maintained routes to more technical descents and long-distance trail riding in remote locations.
ActivitySure can cover mountain biking when you are taking part abroad at an amateur level, provided the activity meets the policy conditions. Cover is available across different altitude ranges, up to 6,000m, reflecting the increased demands and potential risks associated with riding at higher elevations. Higher-altitude riding typically involves more challenging terrain, reduced oxygen levels and greater remoteness, making suitable travel insurance especially important.
Choose the protection that fits your adventure
Excess £100
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£1,000
-
£5,000,000
-
£750
-
£250
-
£200
-
£300
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£20 per 12hrs, max. £100
-
£5,000
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
-
£20 per 12hrs, max. £200
-
£7,500
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
-
£20 per 12hrs, max. £400
-
£15,000
-
£2,000,000
-
£250
-
£750
-
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Mountain Biking Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
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Annual multi-trip Mountain Biking Travel Insurance
Travel more for less with year-round protection across multiple trips.
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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular to go mountain biking?
Mountain biking is popular in destinations that offer varied terrain and established trail networks. Regions such as British Columbia are known for extensive downhill parks and forest trails, while the French Alps attract riders combining lift-accessed routes with high-altitude cross-country riding.
New Zealands South Island is also a popular destination, offering long-distance trails and alpine scenery that appeal to riders of varying experience levels, including those tackling higher-elevation routes.
Here's why mountain biking travel insurance matters:
Mountain biking involves uneven surfaces, steep descents and changing weather conditions, all of which increase the risk of falls or collisions. Injuries sustained on trails may require medical treatment, evacuation or repatriation, particularly when riding in remote or mountainous areas.
Helpful travel tips
- Check trail conditions and weather forecasts before setting out, particularly at higher altitudes.Ride within your experience level, especially on steep, rocky or technical terrain.
- Wear appropriate safety equipment recommended for off-road cycling.Inspect your bike before riding, including brakes and tyres, to reduce mechanical issues.
- Always follow guidance provided by local trail operators, organisers or guides.