Motor Racing and Rallies Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Motor racing covers a broad range of organised driving activities that take place on closed circuits, controlled courses or designated off-road routes. This can include circuit racing, track-based competitions, rally driving and other structured motor sport events where speed, technical skill and vehicle control are central.

ActivitySure can cover motor racing, rallies and competitions when you are taking part abroad at an amateur level, provided the activity meets the policy conditions. This includes organised events, supervised participation and non-professional competition, rather than professional or commercial racing. Due to the nature of motor sport, having suitable travel insurance in place is an essential part of planning your trip.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Motor Racing and Rallies Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Motor Racing and Rallies Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular to go for motor racing and rallies?

Motor racing is popular at well-known circuits across the world, including venues such as Silverstone in the UK, Monza in Italy and Yas Marina in Abu Dhabi. These locations host a wide range of amateur events, track days and driver experiences throughout the year.

Rally driving and off-road competitions are also popular in countries such as Spain, France and parts of Eastern Europe, where closed-road rallies and organised gravel or tarmac stages allow amateur drivers to take part under strict supervision and safety rules.

Many travellers combine motorsport participation with travel, attending organised events or training programmes that offer access to iconic tracks and rally routes.

Here's why motor racing and rallies travel insurance matters:

Motor racing and rally driving involve high speeds, technical driving conditions and the potential for mechanical failure or collisions. Even in controlled environments, accidents can happen and may result in injury. If you are injured while taking part abroad, you may require emergency medical treatment, specialist care or repatriation. Appropriate travel insurance helps protect you financially if something goes wrong during your trip.

Helpful travel tips

  • Wear appropriate safety equipment, including helmet and protective clothing, as required by organisers. 
  • Follow all instructions provided by instructors, marshals and event officials.
  • Drive within the limits set for amateur participation and your experience level.
  • Avoid aggressive manoeuvres, particularly in tight corners or crowded sections of a course. 
  • Ensure vehicles are checked and maintained according to event requirements before taking part.
24/7 Emergency Support

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