Motorcycle Track Days Travel Insurance
Specialist cover for high-risk sports and adventure travel.
Get a quote24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
A motorcycle track day allows riders to take a bike onto a closed racing circuit under controlled conditions. Unlike riding on public roads, track days remove traffic hazards and are focused on skill development, confidence and controlled high-speed riding, with marshals and safety measures in place throughout the session.
ActivitySure can cover motorcycle track days on an amateur, non-professional basis when you are taking part abroad. This applies to recreational participation rather than professional racing or competition. It is important to note that this is a travel insurance policy, not a motorcycle insurance policy. Riders must hold a valid UK driving licence that covers the use of their motorcycle and must wear appropriate protective clothing, including a helmet and gloves, in line with track requirements.
Choose the protection that fits your adventure
Excess £100
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£1,000
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£5,000,000
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£750
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£250
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£200
-
£300
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£20 per 12hrs, max. £100
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£5,000
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£2,000,000
-
£250
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£750
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£60,000
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Included
Excess £75
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£3,000
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£10,000,000
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£1,500
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£250
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£200
-
£500
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£20 per 12hrs, max. £200
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£7,500
-
£2,000,000
-
£250
-
£750
-
£60,000
-
Included
Excess £0
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£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
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£20 per 12hrs, max. £400
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£15,000
-
£2,000,000
-
£250
-
£750
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£100,000
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Included
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Motorcycle Track Days Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
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Annual multi-trip Motorcycle Track Days Travel Insurance
Travel more for less with year-round protection across multiple trips.
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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular to go for a track day?
Motorcycle track days are popular at established racing circuits around the world. In the UK, circuits such as Silverstone attract riders looking to experience a professional-grade track environment. Spain is also a popular destination, with circuits like Catalunya offering warm weather and well-maintained facilities. Australia's Phillip Island is internationally recognised for its fast, flowing layout and regularly hosts track days for visiting riders.
Here's why motorcycle track days or events travel insurance matters:
Track riding involves higher speeds, heavy braking and sharp cornering, which increases the risk of falls or collisions. Injuries sustained on a circuit can require urgent medical treatment and, in some cases, specialist care or repatriation. Having appropriate travel insurance in place can help protect you financially if something goes wrong while you are taking part abroad.
Helpful travel tips
- Follow all instructions and safety briefings provided by track organisers and marshals.
- Wear full protective clothing suitable for track riding, including an approved helmet and gloves
- Learn the track layout and flag signals before riding at speed
- Use smooth braking and predictable lines to reduce the risk of collisions.
- Build up speed gradually rather than pushing limits early in the session.
Frequently asked questions
A motorcycle track day usually means riding on a closed circuit or race track, rather than on public roads. This can include open track sessions, organised events, or training days.
If the session involves racing or competition, it may still be covered on an amateur basis, as long as there is no payment, sponsorship, or prize money involved and the activity has been declared.
No - we offer travel insurance policies with motorcycle activity cover, not insurance for the vehicle itself. On this basis, there is no cover for damage to motorcycles, whether they’re owned or hired. This would include repair costs, spare parts, or damage to the bike itself.
Given that the participant takes part on a non-professional, amateur basis, there can be cover available for motorcycle racing events. The traveller taking part must not receive any form of monetary reward, such as payment, sponsorship, or prize money.
As with all activities, the activity must be declared and included on your policy schedule before you travel.
The levels of cover for European and Worldwide policies are the same. The only difference is where you can take part in the activity you have selected. If you travel outside your selected area, you would not be covered.
For example, if you choose European cover, you’ll only be covered for track days taking place within that region.
They can be, as long as they’re non-competitive and the activity has been added to your policy. If you’re attending a training day or riding school, it’s important to make sure the activity is on your policy certificate.