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Swimming with dolphins involves entering open water to observe or swim alongside dolphins in their natural marine environment. Experiences vary from closely supervised sessions in designated areas to encounters that take place outside marked zones, where conditions are less controlled and lifeguard cover may not be present.
ActivitySure can cover swimming with dolphins on an amateur, non-professional basis when you are taking part abroad, provided the activity meets the policy conditions. This can include swimming within marked areas or with a lifeguard present, as well as swimming outside designated areas or without supervision. Because these encounters take place in open water and involve wild animals, it is important to understand how cover applies before taking part.
Excess £100
£1,000
£5,000,000
£750
£250
£200
£300
£20 per 12hrs, max. £100
£5,000
£2,000,000
£250
£750
£60,000
Excess £75
£3,000
£10,000,000
£1,500
£250
£200
£500
£20 per 12hrs, max. £200
£7,500
£2,000,000
£250
£750
£60,000
Excess £0
£5,000
£10,000,000
£2,500
£250
£400
£1000
£20 per 12hrs, max. £400
£15,000
£2,000,000
£250
£750
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Swimming with dolphins is offered in several coastal destinations known for responsible, regulated wildlife encounters. The Bahamas is well known for clear, shallow waters where dolphin encounters take place in open sea environments rather than enclosed pools. In Riviera Maya, licensed operators run organised dolphin encounters under local guidelines designed to prioritise animal welfare. Bay of Islands is another popular location, where encounters typically occur in open water and are subject to weather, sea conditions and dolphin behaviour.
Travellers usually take part through organised excursions, though supervision levels and designated swimming areas can vary between locations.
Swimming with dolphins takes place in open water, where conditions such as currents, swell and visibility can change quickly. Even calm animals can behave unpredictably, and distance from shore or lack of supervision can increase the seriousness of an incident. Medical treatment, rescue assistance or repatriation may be required if something goes wrong. Having appropriate travel insurance in place helps protect you financially while taking part abroad.