24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Surfing involves riding ocean waves on a surfboard, using timing, balance and wave awareness to catch and ride breaking water toward shore. It can take place at beach breaks, reef breaks or point breaks, with conditions varying widely depending on weather, tides and swell.
ActivitySure can cover surfing on an amateur, non-professional basis when you are taking part abroad, provided the activity meets the policy conditions. Because surfing takes place in open water and changing sea conditions, it is important to make sure your travel insurance is suitable before heading out.
Choose the protection that fits your adventure
Excess £100
-
£1,000
-
£5,000,000
-
£750
-
£250
-
£200
-
£300
-
£20 per 12hrs, max. £100
-
£5,000
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
-
£20 per 12hrs, max. £200
-
£7,500
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
-
£20 per 12hrs, max. £400
-
£15,000
-
£2,000,000
-
£250
-
£750
-
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Surfing Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
Learn more
Annual multi-trip Surfing Travel Insurance
Travel more for less with year-round protection across multiple trips.
Learn more
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular to go surfing?
Surfing is practised worldwide, with iconic breaks found in Hawaii, where consistent swells and reef breaks have shaped the sports culture for decades. Indonesia is another major destination, particularly Bali, known for warm water and a wide range of breaks suited to different ability levels.
In Portugal, Atlantic swells provide powerful waves along the coastline, while California and Australia are often regarded as the spiritual homes of modern surfing. Many beginners travel to destinations such as Bali and Costa Rica, where forgiving breaks and surf schools are widely available.
Here's why surfing travel insurance matters:
Surfing involves strong waves, moving boards and natural hazards such as reefs, rocks and currents. Injuries can occur through wipeouts, collisions or contact with the seabed, sometimes requiring medical treatment or evacuation. Having appropriate travel insurance in place helps protect you financially if you are injured while surfing abroad.
Helpful travel tips
- Follow any guidance provided by surf schools, instructors or local authorities.
- Take time to understand the break and conditions before paddling out.
- Wear appropriate safety equipment as recommended for the conditions
- Stay alert to rips, changing tides and other water users.
- Follow surfing etiquette and avoid dropping in on another surfers line,