Surf Life-Saving Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Surf life-saving is a coastal sport that combines swimming, board paddling, surf awareness, and rescue-based skills in structured competitive events. Competitions typically take place on open beaches and in surf conditions, with athletes completing timed races and skill-based challenges that test strength, endurance and water awareness.

ActivitySure can cover surf life-saving when you are taking part in organised competitions abroad on an amateur, non-professional basis, provided the activity meets the policy conditions. Because events take place in open water and changing surf conditions, it is important to ensure your travel insurance is suitable before competing.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Surf Life-Saving Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Surf Life-Saving Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular for surf life-saving?

Surf life-saving has a strong competitive presence in Australia, where the sport is closely linked to beach culture and organised club competition. Well-known coastal areas such as the Gold Coast and Bondi Beach regularly host training and competitive events that attract international participants. The sport is also well established in New Zealand, with coastal clubs running structured competitions and development programmes. In South Africa, surf life-saving competitions are held along exposed coastlines, where strong surf conditions form a central part of the sport.

Travellers typically take part through recognised clubs or organised competitions rather than informal or unsupervised activity.

Here's why surf life-saving travel insurance matters:

Surf life-saving competitions involve strong currents, heavy surf and sustained physical exertion. Injuries can occur through impact with waves, boards or the seabed, or through fatigue-related incidents in open water. Medical treatment, evacuation or repatriation may be needed if something goes wrong. Having appropriate travel insurance in place helps protect you financially while competing abroad.

Helpful travel tips

  • Follow all instructions and guidance provided by event officials, organisers and qualified instructors
  • Compete only within designated areas set out for the event. 
  • Wear appropriate safety equipment as required by the competition rules. 
  • Monitor surf, tide and weather conditions and withdraw if conditions deteriorate. 
  • Never attempt activities beyond your training level or competition brief.
24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
Simple claims process Easy online claim submission and document upload.