Snow Biking Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Snow biking involves riding a purpose-built bike adapted for snow-covered terrain. Unlike fat biking, which uses oversized tyres on a standard-style bicycle, snow biking typically refers to a bike fitted with a ski at the front and a track or ski system at the rear. The design allows the rider to glide and steer over snow in a way that feels closer to skiing than traditional cycling. Snow bikes are often used on groomed ski runs or designated winter trails.

ActivitySure can cover snow biking when you are taking part on an amateur, non-professional basis during your trip abroad. This applies to recreational riding within recognised winter sport areas. It does not extend to professional racing or competition. Although the riding position may feel familiar to cyclists, snow biking takes place in a winter mountain environment, with similar terrain and surface risks to alpine skiing.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Snow Biking Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Snow Biking Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is snow biking popular?

Snow biking is available in selected alpine resorts across France, Switzerland and Austria, where operators offer guided sessions on prepared slopes. Some North American mountain destinations also provide snow bike experiences as an alternative winter activity. It is typically offered within managed resort areas rather than in open backcountry terrain.

Here's why snow biking travel insurance matters:

Snow biking involves descending snow-covered slopes at speed. Icy patches, uneven surfaces and shared runs can increase the risk of falls or collisions. The combination of a rigid frame and hard-packed snow can lead to impact injuries if control is lost. If you are injured while snow biking abroad, you may require medical treatment, mountain assistance or repatriation to the UK.

Helpful travel tips

  • Follow all instructions and safety guidance given by the handler or guide
  • Wear appropriate safety equipment, including a correctly fitted helmet. 
  • Start on gentle slopes to get used to steering and braking on snowKeep a safe distance from skiers and snowboarders. 
  • Adjust your speed to suit snow conditions and visibility.
24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
Simple claims process Easy online claim submission and document upload.