Snorkelling Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Snorkelling allows participants to observe marine life from the surface of the water using a mask and snorkel. It is typically practised close to shore or above shallow reefs and lagoons and is widely regarded as a calm, accessible water activity. When travelling, snorkelling is usually enjoyed as a recreational, amateur activity suitable for a wide range of abilities.

ActivitySure can cover snorkelling when you are taking part overseas at an amateur level, whether inside or outside marked areas, depending on if there is a lifeguard present. Although snorkelling does not involve deep diving, it still takes place in open water environments where conditions such as currents, waves and visibility can change. Having appropriate travel insurance in place helps protect you financially if something goes wrong while you are in the water.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Snorkelling Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Snorkelling Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular to go snorkelling?

Snorkelling is popular in destinations known for warm, clear waters and abundant marine life. The Maldives is well known for shallow lagoons and coral reefs that are easily accessible from beaches and resort jetties. Australias Great Barrier Reef attracts snorkellers looking to explore vibrant reef systems, while Belizes Barrier Reef is another well-known destination offering calm waters and colourful coral gardens close to shore.

Many travellers snorkel as part of a wider beach or island holiday rather than as a standalone activity.

Here's why snorkelling travel insurance matters:

Snorkelling involves swimming in open water, where risks such as cramps, fatigue, strong currents or accidental water inhalation can occur. Even confident swimmers may require assistance if conditions change or if they become unwell while in the water. If you are injured or fall ill while snorkelling abroad, travel insurance helps protect you financially if you require medical treatment, emergency assistance or repatriation.

Helpful travel tips

  • Follow any guidance provided by local operators, guides or beach safety staff
  • Stay close to shore or within designated snorkelling areas. 
  • Avoid entering the water in strong currents or rough conditions. 
  • Breathe slowly and steadily to reduce fatigueRemain aware of boats and watercraft in the area.
24/7 Emergency Support

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Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
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