Specialist cover for high-risk sports and adventure travel.
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Cover for specialist sports equipment
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Ski mountaineering combines uphill travel on skis with downhill skiing across alpine and backcountry terrain. It typically involves ascending mountains using skins or carrying skis, followed by descents on snow-covered slopes away from groomed pistes. The activity requires a high level of fitness, route planning skills and experience in mountainous environments.
ActivitySure can cover ski mountaineering when you are taking part overseas at an amateur level, with cover available for different altitude limits up to 6,000 metres, depending on your plans. As altitude increases, conditions become more demanding and risks increase, making it essential to select the correct level of cover and to ensure your experience matches the terrain and height involved.
Ski mountaineering is usually undertaken as part of guided trips or small groups, particularly at higher altitudes where navigation, weather exposure and snow conditions can change rapidly.
Excess £100
£1,000
£5,000,000
£750
£250
£200
£300
£20 per 12hrs, max. £100
£5,000
£2,000,000
£250
£750
£60,000
Excess £75
£3,000
£10,000,000
£1,500
£250
£200
£500
£20 per 12hrs, max. £200
£7,500
£2,000,000
£250
£750
£60,000
Excess £0
£5,000
£10,000,000
£2,500
£250
£400
£1000
£20 per 12hrs, max. £400
£15,000
£2,000,000
£250
£750
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Ski mountaineering is popular in regions with extensive alpine terrain and established guiding infrastructure. The Alps are a key destination, offering a wide range of routes suitable for ski mountaineering at varying altitudes, from high alpine tours to extended multi-day ascents. The Pyrenees attract experienced skiers looking for quieter routes and long ascents, while the Rocky Mountains offer vast backcountry areas and high-altitude terrain suitable for ski mountaineering trips.
Many travellers take part through professionally led expeditions that combine technical ascents, remote descents and travel far beyond resort boundaries.
Ski mountaineering involves prolonged exposure to mountainous environments, often far from immediate assistance. Risks include falls, avalanches, sudden weather changes, fatigue and altitude-related illness. As altitude increases, access to medical facilities may become more limited and evacuation more complex. If you are injured or become unwell while ski mountaineering abroad, travel insurance helps protect you financially if you require medical treatment, evacuation or repatriation.
Yes, but you’ll need to choose the activity during the quote process. ActivitySure can cover ski mountaineering at multiple altitudes, and you will need to select the one which best suits your participation. It’s really important to choose the right activity - claims will only be considered for the activities on your Policy Certificate.
No. Because it combines skiing with mountaineering and often takes place in remote, high-altitude terrain, it requires a different level of cover. Even if you're an experienced skier, ski mountaineering must be added as a specific activity when getting a quote.
ActivitySure covers ski mountaineering up to 4,000m, 5,000m, or 6,000m. You'll need to select the level that matches the highest altitude you expect to reach during your trip.
If you’re injured while taking part, your policy can include cover for emergency medical treatment and assistance abroad. This can be especially important in more remote mountain areas, where getting help and transport can be more complex than on standard ski runs.
You will need to add Sports Equipment Cover to your policy for this. It applies to both owned and hired equipment, and can protect against loss, damage, or theft, subject to limits and the Policy Wording.