24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Sailing and yachting involve travelling across water using wind power, typically on sailing boats or yachts. When enjoyed while travelling, this is usually a recreational activity rather than a competitive one, ranging from relaxed coastal cruising to longer passages at sea. It is physically active and requires awareness of weather conditions, boat movement and onboard safety.
ActivitySure can cover recreational sailing and yachting when you are taking part abroad at an amateur level. This includes inshore sailing and yachting within coastal or territorial waters, as well as recreational offshore sailing. Having appropriate travel insurance in place helps ensure you are protected if something goes wrong while on the water.
Excess £100
£1,000
£5,000,000
£750
£250
£200
£300
£20 per 12hrs, max. £100
£5,000
£2,000,000
£250
£750
£60,000
Excess £75
£3,000
£10,000,000
£1,500
£250
£200
£500
£20 per 12hrs, max. £200
£7,500
£2,000,000
£250
£750
£60,000
Excess £0
£5,000
£10,000,000
£2,500
£250
£400
£1000
£20 per 12hrs, max. £400
£15,000
£2,000,000
£250
£750
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Sailing and yachting are popular in destinations with established marinas, favourable wind conditions and scenic coastlines. The Mediterranean is well known for coastal cruising, island hopping and inshore sailing routes suitable for recreational sailors. The Caribbean is another popular choice, offering consistent trade winds and clear waters, while areas such as New Zealands Bay of Islands attract sailors looking for varied coastal routes and longer offshore passages.
Many travellers take part as part of a charter holiday, organised tour or recreational sailing trip rather than formal competition.
Sailing and yachting involve moving decks, heavy equipment and changing sea conditions. Injuries such as slips, falls, rope burns or impact injuries can occur, particularly in rough weather or during manoeuvres. Offshore sailing may also involve longer response times if medical assistance is needed. If you are injured or become unwell while sailing abroad, you may require medical treatment, evacuation or repatriation. Travel insurance helps protect you financially if your trip is disrupted or you are unable to continue as planned.