24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Sailing and yachting involve travelling across water using wind power, typically on sailing boats or yachts. When enjoyed while travelling, this is usually a recreational activity rather than a competitive one, ranging from relaxed coastal cruising to longer passages at sea. It is physically active and requires awareness of weather conditions, boat movement and onboard safety.
ActivitySure can cover recreational sailing and yachting when you are taking part abroad at an amateur level. This includes inshore sailing and yachting within coastal or territorial waters, as well as recreational offshore sailing. Having appropriate travel insurance in place helps ensure you are protected if something goes wrong while on the water.
Choose the protection that fits your adventure
Excess £100
-
£1,000
-
£5,000,000
-
£750
-
£250
-
£200
-
£300
-
£20 per 12hrs, max. £100
-
£5,000
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
-
£20 per 12hrs, max. £200
-
£7,500
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
-
£20 per 12hrs, max. £400
-
£15,000
-
£2,000,000
-
£250
-
£750
-
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Sailing Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
Learn more
Annual multi-trip Sailing Travel Insurance
Travel more for less with year-round protection across multiple trips.
Learn more
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular to go sailing?
Sailing and yachting are popular in destinations with established marinas, favourable wind conditions and scenic coastlines. The Mediterranean is well known for coastal cruising, island hopping and inshore sailing routes suitable for recreational sailors. The Caribbean is another popular choice, offering consistent trade winds and clear waters, while areas such as New Zealands Bay of Islands attract sailors looking for varied coastal routes and longer offshore passages.
Many travellers take part as part of a charter holiday, organised tour or recreational sailing trip rather than formal competition.
Here's why sailing travel insurance matters:
Sailing and yachting involve moving decks, heavy equipment and changing sea conditions. Injuries such as slips, falls, rope burns or impact injuries can occur, particularly in rough weather or during manoeuvres. Offshore sailing may also involve longer response times if medical assistance is needed. If you are injured or become unwell while sailing abroad, you may require medical treatment, evacuation or repatriation. Travel insurance helps protect you financially if your trip is disrupted or you are unable to continue as planned.
Helpful travel tips
- Keep clear of moving equipment such as booms, ropes and winches
- Secure loose items on deck to reduce trip hazards
- Wear appropriate footwear with good grip while on board
- Maintain clear communication with the skipper and crew at all times.
- Always follow safety instructions and guidance provided by the boat operator or organiser
Frequently asked questions
If you’re sailing recreationally, inshore, this is covered as standard and you would not need to add the activity to your policy. If you intend to sail offshore, this would need to be selected and added to your policy.
Yes - the distance from shore is one of the main factors that affects risk. If you do not add offshore sailing to your policy when you intend to sail in open water, you may not be able to make a claim should you need to.
Inshore sailing is defined as within coastal waters, while offshore sailing takes place in open waters. Due to the distance from shore, offshore sailing is considered a higher risk.
You must declare the correct type of sailing for cover to apply.
Yes. When you add an activity to your policy, you receive cover for emergency medical expenses inclusive of repatriation, medical treatment, and emergency transport.