Sailing Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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Explore protection levels

24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Sailing and yachting involve travelling across water using wind power, typically on sailing boats or yachts. When enjoyed while travelling, this is usually a recreational activity rather than a competitive one, ranging from relaxed coastal cruising to longer passages at sea. It is physically active and requires awareness of weather conditions, boat movement and onboard safety.

ActivitySure can cover recreational sailing and yachting when you are taking part abroad at an amateur level. This includes inshore sailing and yachting within coastal or territorial waters, as well as recreational offshore sailing. Having appropriate travel insurance in place helps ensure you are protected if something goes wrong while on the water.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Sailing Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Sailing Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular to go sailing?

Sailing and yachting are popular in destinations with established marinas, favourable wind conditions and scenic coastlines. The Mediterranean is well known for coastal cruising, island hopping and inshore sailing routes suitable for recreational sailors. The Caribbean is another popular choice, offering consistent trade winds and clear waters, while areas such as New Zealands Bay of Islands attract sailors looking for varied coastal routes and longer offshore passages.

Many travellers take part as part of a charter holiday, organised tour or recreational sailing trip rather than formal competition.

Here's why sailing travel insurance matters:

Sailing and yachting involve moving decks, heavy equipment and changing sea conditions. Injuries such as slips, falls, rope burns or impact injuries can occur, particularly in rough weather or during manoeuvres. Offshore sailing may also involve longer response times if medical assistance is needed. If you are injured or become unwell while sailing abroad, you may require medical treatment, evacuation or repatriation. Travel insurance helps protect you financially if your trip is disrupted or you are unable to continue as planned.

Helpful travel tips

  • Keep clear of moving equipment such as booms, ropes and winches 
  • Secure loose items on deck to reduce trip hazards 
  • Wear appropriate footwear with good grip while on board
  • Maintain clear communication with the skipper and crew at all times. 
  • Always follow safety instructions and guidance provided by the boat operator or organiser
24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
Simple claims process Easy online claim submission and document upload.