River Bugging Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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Explore protection levels

24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

River bugging is a white water activity where participants use a small, one-person inflatable craft to travel downstream while lying in their front, and steering with their body and fins. Unlike rafting, which is a group activity using large inflatable boats, river bugging is highly individual and places you much closer to the water and riverbed. It also differs from hydrospeeding, as river bugs are typically more buoyant and designed for guided recreational use rather than technical river descent. When travelling abroad, river bugging is usually undertaken at an amateur level as part of an organised adventure experience.

ActivitySure can cover river bugging when you are taking part overseas on an amateur, non-professional basis and in line with the policy conditions. As the activity takes place in fast-flowing rivers and involves direct contact with water and submerged features, suitable travel insurance is an important part of trip planning.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip River Bugging Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip River Bugging Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular to go for river bugging?

River bugging is popular in destinations with clean, fast-flowing rivers and established adventure centres. Scotland offers a variety of rivers suited to guided river bugging, particularly in mountainous and rural regions. It is also widely offered in destinations such as Slovenia and New Zealand, where clear rivers and controlled rapids make river bugging a popular addition to adventure tourism itineraries.

Here's why river bugging travel insurance matters:

River bugging involves navigating moving water and rocky riverbeds at close range. Strong currents, submerged obstacles or collisions with rocks can lead to bruises, sprains or impact injuries. If you require medical treatment while abroad, or need to return home earlier than planned, travel insurance can help provide financial protection.

Helpful travel tips

  • Keep your feet up when moving through rapids to reduce the risk of impact with rocks
  • Follow hand signals and instructions from your guide at all times. 
  • Avoid large obstacles and follow the planned river line set by the group leader
  • Stay close to the group and do not drift away from supervised sections. 
  • Wear appropriate safety equipment provided by the organiser, including helmets and buoyancy aids
24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
Simple claims process Easy online claim submission and document upload.