24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Rafting involves travelling down rivers in inflatable rafts, guided by trained instructors and powered by paddling and river flow. Routes vary significantly depending on water grade, from gentle, scenic stretches to highly technical white water rapids. When taken part in abroad, rafting is almost always an organised activity enjoyed at an amateur level, with safety briefings and professional guides leading the trip.
Rafting is commonly classified by river grade. Grades 1 to 3 involve slower-moving water, small waves and straightforward routes that are suitable for beginners and first-time participants. Grade 4 rafting introduces stronger currents, larger waves and more complex manoeuvres, requiring greater teamwork and responsiveness. Grade 5 rafting represents the most challenging conditions, with powerful rapids, technical lines and a higher level of risk, typically reserved for experienced groups under strict supervision.
ActivitySure can cover rafting when you are taking part overseas on an amateur, non-professional basis and in line with the policy conditions. As risk levels increase with higher water grades, suitable travel insurance is particularly important, so ensure that you have selected the appropriate activity pack for your grade.
Excess £100
£1,000
£5,000,000
£750
£250
£200
£300
£20 per 12hrs, max. £100
£5,000
£2,000,000
£250
£750
£60,000
Excess £75
£3,000
£10,000,000
£1,500
£250
£200
£500
£20 per 12hrs, max. £200
£7,500
£2,000,000
£250
£750
£60,000
Excess £0
£5,000
£10,000,000
£2,500
£250
£400
£1000
£20 per 12hrs, max. £400
£15,000
£2,000,000
£250
£750
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Rafting is popular in destinations known for varied river systems and established guiding operations. Costa Rica offers a wide range of rafting experiences, from calmer rivers winding through rainforest to challenging white water runs.
Nepal and Slovenia are also well known for rafting, combining dramatic landscapes with rivers that cater to different experience levels, making them popular choices for organised rafting trips abroad.
Rafting takes place in unpredictable natural environments. Strong currents, submerged obstacles and collisions with rocks or other rafts can lead to injuries or being thrown into the water. If medical treatment is needed while abroad, or you need to return home earlier than planned, travel insurance can help provide financial protection.