24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Rafting involves travelling down rivers in inflatable rafts, guided by trained instructors and powered by paddling and river flow. Routes vary significantly depending on water grade, from gentle, scenic stretches to highly technical white water rapids. When taken part in abroad, rafting is almost always an organised activity enjoyed at an amateur level, with safety briefings and professional guides leading the trip.
Rafting is commonly classified by river grade. Grades 1 to 3 involve slower-moving water, small waves and straightforward routes that are suitable for beginners and first-time participants. Grade 4 rafting introduces stronger currents, larger waves and more complex manoeuvres, requiring greater teamwork and responsiveness. Grade 5 rafting represents the most challenging conditions, with powerful rapids, technical lines and a higher level of risk, typically reserved for experienced groups under strict supervision.
ActivitySure can cover rafting when you are taking part overseas on an amateur, non-professional basis and in line with the policy conditions. As risk levels increase with higher water grades, suitable travel insurance is particularly important, so ensure that you have selected the appropriate activity pack for your grade.
Choose the protection that fits your adventure
Excess £100
-
£1,000
-
£5,000,000
-
£750
-
£250
-
£200
-
£300
-
£20 per 12hrs, max. £100
-
£5,000
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
-
£20 per 12hrs, max. £200
-
£7,500
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
-
£20 per 12hrs, max. £400
-
£15,000
-
£2,000,000
-
£250
-
£750
-
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Rafting Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
Learn more
Annual multi-trip Rafting Travel Insurance
Travel more for less with year-round protection across multiple trips.
Learn more
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular to go rafting?
Rafting is popular in destinations known for varied river systems and established guiding operations. Costa Rica offers a wide range of rafting experiences, from calmer rivers winding through rainforest to challenging white water runs.
Nepal and Slovenia are also well known for rafting, combining dramatic landscapes with rivers that cater to different experience levels, making them popular choices for organised rafting trips abroad.
Here's why rafting travel insurance matters:
Rafting takes place in unpredictable natural environments. Strong currents, submerged obstacles and collisions with rocks or other rafts can lead to injuries or being thrown into the water. If medical treatment is needed while abroad, or you need to return home earlier than planned, travel insurance can help provide financial protection.
Helpful travel tips
- Listen carefully to timing and paddle commands given by the guide.
- Brace your feet securely inside the raft to maintain stability in rough water.
- Keep a low centre of gravity, particularly when navigating rapids.
- Wear appropriate safety equipment provided by the organiser, including helmets and buoyancy aids.
- Always follow organiser instructions and do not take part if river or weather conditions are unsuitable.
Frequently asked questions
Yes, depending on the white water grade. Grades 1 to 3 are covered as standard, but for grades above that you will need to select your activity during the quote process.
There is also cover for black water rafting, which should also be selected.
Yes, you can add cover for black water rafting. It carries different risks from white water rafting due to the environment and conditions involved.
White water rafting can be covered up to grade 5 rivers, depending on the activity selected. Higher grades involve faster currents and more technical conditions, so it’s important to choose the correct level for your trip so that you’re covered appropriately.
Yes. Adding an activity to your policy ensures that you have cover available for emergency medical expenses. This means that injuries from normal participation, such as capsizing or collisions, can be covered as long as you’re within the terms of your policy.
Yes. Rafting is expected to take place as part of an organised and supervised activity, usually with a guide or instructor. You must follow all safety guidance and use the appropriate equipment for cover to apply.
However, you are covered to go rafting anywhere in the world, provided your geographical location is selected, and the right activity covered.