Quad Biking Travel Insurance
Specialist cover for high-risk sports and adventure travel.
Get a quote24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Quad biking involves riding a four-wheeled all-terrain vehicle (ATV) across off-road routes such as dirt tracks, sand, gravel or open countryside. The activity is typically run as a guided experience, with routes planned in advance and riders following an instructor or group leader. When taken part in abroad, quad biking is usually enjoyed at an amateur level as a recreational activity rather than competitive racing.
ActivitySure can cover quad biking when you are taking part overseas on an amateur, non-professional basis and in line with the policy conditions (which include wearing a helmet). Although rides are often supervised and tailored to ability, quad bikes are powerful vehicles and uneven terrain can increase the risk of accidents, making suitable travel insurance important.
Choose the protection that fits your adventure
Excess £100
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£1,000
-
£5,000,000
-
£750
-
£250
-
£200
-
£300
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£20 per 12hrs, max. £100
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£5,000
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
-
£20 per 12hrs, max. £200
-
£7,500
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
-
£20 per 12hrs, max. £400
-
£15,000
-
£2,000,000
-
£250
-
£750
-
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Quad Biking Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
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Annual multi-trip Quad Biking Travel Insurance
Travel more for less with year-round protection across multiple trips.
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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular to go quad biking?
Quad biking is popular in destinations that offer dramatic landscapes and purpose-built off-road routes. Desert tours in places such as Dubai and Morocco are especially well known, combining guided rides with wide open terrain and scenic views.
It is also common in destinations like Thailand, where jungle tracks provide a more enclosed riding experience, and Iceland, where volcanic trails and remote landscapes make quad biking a popular organised excursion for visitors.
Here's why quad biking travel insurance matters:
Riding over rough or unpredictable terrain carries inherent risk. Sudden changes in surface, sharp turns or uneven ground can lead to falls or rollovers. If you require medical treatment while abroad, or need to return home earlier than planned following an injury, travel insurance can help provide financial protection.
Helpful travel tips
- Wear a helmet and any other protective equipment provided by the organiser.
- Take corners at a moderate speed and slow down on unfamiliar or uneven surfacesKeep your weight low and lean into turns to help maintain balance and control
- Maintain a safe distance from other riders to reduce the risk of collisions.
- Always follow instructions from the guide or organiser and do not ride if conditions feel unsafe.
Frequently asked questions
Yes. Adding the activity to your policy means that you’re covered to ride a quad bike abroad as part of a guided excursion or organised activity. You must wear the correct safety equipment while participating.
Yes, you’ll need to select quad biking from the activity list when arranging your ActivitySure travel insurance policy.
Cover depends on the activity you add, so it needs to be shown on your Policy Certificate before you take part.
This depends on where you’re riding, how the activity is organised, and the capacity of the quad bike. For most supervised holiday excursions, a licence may not be required.
However, you must always follow local laws and provider rules, or your cover may not apply.
You’re covered if you receive an injury from accidents, including crashes. This is as long as you’re taking part within the terms of your policy and the activity you selected.
This includes emergency medical treatment and transport abroad, where medically necessary.
No. ActivitySure travel insurance is designed to cover you, while riding a quad bike. It won’t cover damage to the quad bike, repairs, or any costs charged by the rental provider.
If you’re hiring a quad bike, you may need separate insurance through the provider for that type of cover.