Power Boating Travel Insurance
Specialist cover for high-risk sports and adventure travel.
Get a quote24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Power boating involves travelling on high-speed motorboats for leisure activities such as coastal cruising, sightseeing or organised excursions. Unlike competitive motorboat racing, recreational power boating is typically supervised, route-based and focused on experience rather than speed or performance. When taken part in abroad, it is usually enjoyed at an amateur level under the guidance of licensed operators or instructors.
ActivitySure can cover power boating when you are taking part overseas on an amateur, non-professional basis and in line with the policy conditions. Although outings are generally well managed, the combination of speed, water conditions and proximity to other vessels means suitable travel insurance remains important.
Choose the protection that fits your adventure
Excess £100
-
£1,000
-
£5,000,000
-
£750
-
£250
-
£200
-
£300
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£20 per 12hrs, max. £100
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£5,000
-
£2,000,000
-
£250
-
£750
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£60,000
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
-
£20 per 12hrs, max. £200
-
£7,500
-
£2,000,000
-
£250
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£750
-
£60,000
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
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£20 per 12hrs, max. £400
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£15,000
-
£2,000,000
-
£250
-
£750
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£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Power Boating Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
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Annual multi-trip Power Boating Travel Insurance
Travel more for less with year-round protection across multiple trips.
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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular to go power boating?
Power boating is particularly popular in destinations with developed marina infrastructure and predictable water conditions. Locations such as Monaco attract travellers looking to explore the coastline from the water, often as part of luxury leisure trips.
Florida and Dubai are also well known for power boating, offering calm seas, modern harbours and organised charters that make the activity accessible to visiting holidaymakers.
Here's why power boating travel insurance matters:
Even during supervised leisure trips, power boating carries risk. Sudden wakes, changes in weather or close manoeuvring around other vessels can lead to impact injuries or collisions. If you need medical treatment while abroad, or your trip is disrupted due to an unforeseen event, travel insurance can help provide financial protection.
Helpful travel tips
- Adjust the throttle smoothly to maintain control and avoid sudden acceleration or deceleration
- Wear a life jacket and any other safety equipment provided or recommended by the organiser.
- Stay alert for wakes from other vessels, particularly in busy waterways or marinas.
- Follow all instructions from the operator or skipper, especially when approaching docks or other boats.
- Always respect local navigation rules and do not take part if sea or weather conditions are unsuitable.
Frequently asked questions
Speedboating is considered a type of powerboating, and they are not covered as standard. If you’re planning to drive or take part in a powerboat experience, you’ll need to make sure it is selected on your policy.
Yes. There are higher risks when you are in open water. For this reason, you need to select whether you’re boating inshore or offshore when choosing your activity.
Cover can apply whether you’re driving or a passenger, as long as the activity is selected and carried out appropriately.If you’re operating the boat, you’ll need to follow local laws and any licensing requirements.
In any instance, you should always take care to minimise the risks of any activity as much as you can, including following safety procedures.
Yes, injuries from participation like collisions or sudden movements at speed, can be covered as long as you’re within the terms of your policy. This includes emergency medical treatment and assistance while overseas.
No. Travel insurance is designed to cover you, not the boat, while you take part in the activity. An ActivitySure policy won’t cover damage to the powerboat itself or any costs charged by the operator.
No. Personal liability is excluded for your use of any mechanically propelled vehicle, which would include a powerboat or speedboat. This means you would not be covered for damage or injury you cause to others while driving.