Off-Piste Skiing or Snowboarding Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Off-piste skiing and snowboarding take place outside marked resort pistes and maintained runs. Instead of groomed slopes, participants travel across natural snow in open mountain terrain. This can include powder fields, tree runs and ungroomed descents beyond resort boundaries. Unlike piste skiing, off-piste routes are not regularly patrolled or prepared, and conditions can vary significantly depending on snowfall, weather and altitude.

ActivitySure can cover off-piste skiing and snowboarding when you are taking part on an amateur, non-professional basis during your trip abroad. This applies whether you are skiing or snowboarding independently within permitted resort areas or accompanied by a qualified guide. Professional competition or activity outside recognised ski areas is not included. Even with a guide, off-piste terrain presents greater risk than standard piste skiing due to natural hazards and changing mountain conditions.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Off-Piste Skiing or Snowboarding Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Off-Piste Skiing or Snowboarding Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular for off-piste skiing and snowboarding?

Off-piste terrain is widely available in established alpine destinations such as France, Switzerland, Austria and Italy, as well as in parts of North America. Mountain resorts with significant snowfall often provide accessible side-country or backcountry areas. Many experienced skiers and snowboarders seek off-piste routes for fresh powder and less crowded descents.

Here's why off-piste skiing or snowboarding travel insurance matters:

Off-piste environments involve unmarked obstacles, variable snow depth and the potential for avalanches. Falls in deep powder or on uneven ground can result in fractures, ligament injuries or head trauma. Rescue operations in remote mountain areas may require specialist search and mountain response teams, which can be costly. If you are injured while skiing or snowboarding off-piste abroad, you may require evacuation, hospital treatment or repatriation to the UK.

Helpful travel tips

  • Follow all instructions and safety guidance given by resort staff, guides or local authorities
  • Wear appropriate safety equipment, including a helmet and avalanche safety gear where required
  • Check avalanche forecasts and weather conditions before setting out Ski or ride within your ability level and avoid unfamiliar terrain without preparation
  • Keep a safe distance from others and maintain awareness of changing snow conditions
24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
Simple claims process Easy online claim submission and document upload.