Motorised Buggying Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Motorised buggying involves driving a small, lightweight off-road vehicle across uneven terrain such as sand, dirt tracks or desert landscapes. These buggies are typically open-frame vehicles with roll cages and harnesses, designed for recreational use rather than road driving. Unlike standard car hire, motorised buggying usually takes place on designated off-road routes or guided excursions, where terrain may include loose sand, rocky ground and natural obstacles.

ActivitySure can cover motorised buggying when you are taking part on an amateur, non-professional basis during your trip abroad. This applies to organised recreational sessions or guided tours, rather than competitive racing or professional events. While the vehicles are designed for off-road conditions, driving on unstable surfaces at varying speeds carries an increased risk of loss of control or rollover.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100

Cancellation and curtailment
£1,000
Emergency medical expenses
£5,000,000
- Hospital benefit
  £20 per 24hrs, max. £500
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£750
- Gadgets limit
  £250
- Single item limit
  £200
- Valuables limit
  £250
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£300
- Cash limit
  £150
Travel Delay
£20 per 12hrs, max. £100
- Abandonment
  £1,000
Permanent total disablement
£5,000
- Death or loss of limbs/sight (up to age 69
  £5,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Silver Balanced Protection *

Excess £75

Cancellation and curtailment
£3,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £30 per 24hrs, max. £1,000
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£1,500
- Gadgets limit
  £500
- Single item limit
  £300
- Valuables limit
  £500
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£500
- Cash limit
  £250
Travel Delay
£20 per 12hrs, max. £200
- Abandonment
  £3,000
Permanent total disablement
£7,500
- Death or loss of limbs/sight (up to age 69
  £7,500
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Gold Maximum Protection *

Excess £0

Cancellation and curtailment
£5,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £50 per 24hrs, max. £1,500
- Emergency dental treatment
  £400
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£2,500
- Gadgets limit
  £750
- Single item limit
  £500
- Valuables limit
  £750
Baggage Delay
£250
Loss of Passport
£400
Personal Money
£1000
- Cash limit
  £500
Travel Delay
£20 per 12hrs, max. £400
- Abandonment
  £5,000
Permanent total disablement
£15,000
- Death or loss of limbs/sight (up to age 69
  £15,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.

Choose the cover that fits your adventure

Single trip Motorised Buggying Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Motorised Buggying Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether youâ€™re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while youâ€™re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular for motorised buggying?

Motorised buggying is popular in destinations with open landscapes and desert terrain, including parts of Spain, the Canary Islands, Dubai and North Africa. It is often offered as part of adventure excursions or activity packages for visitors looking to explore off-road environments under supervision.

Here's why motorised buggying travel insurance matters:

Off-road driving involves uneven ground, changing traction and potential obstacles. Sudden turns, soft sand or hidden dips can lead to collisions or rollovers. Even when operating within organised routes, drivers and passengers may suffer impact injuries or strains. If you are injured while motorised buggying abroad, you may require medical treatment, hospital care or repatriation to the UK.

Helpful travel tips

Wear appropriate safety equipment, including a helmet and seat harness.
Drive within designated routes and avoid unauthorised areas
Adjust your speed to suit terrain and visibility conditions. Keep a safe distance from other vehicles and remain alert to obstacles

24/7 Emergency Support

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