Motorised Buggying Travel Insurance
Specialist cover for high-risk sports and adventure travel.
Get a quote24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Motorised buggying involves driving a small, lightweight off-road vehicle across uneven terrain such as sand, dirt tracks or desert landscapes. These buggies are typically open-frame vehicles with roll cages and harnesses, designed for recreational use rather than road driving. Unlike standard car hire, motorised buggying usually takes place on designated off-road routes or guided excursions, where terrain may include loose sand, rocky ground and natural obstacles.
ActivitySure can cover motorised buggying when you are taking part on an amateur, non-professional basis during your trip abroad. This applies to organised recreational sessions or guided tours, rather than competitive racing or professional events. While the vehicles are designed for off-road conditions, driving on unstable surfaces at varying speeds carries an increased risk of loss of control or rollover.
Choose the protection that fits your adventure
Excess £100
-
£1,000
-
£5,000,000
-
£750
-
£250
-
£200
-
£300
-
£20 per 12hrs, max. £100
-
£5,000
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
-
£20 per 12hrs, max. £200
-
£7,500
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
-
£20 per 12hrs, max. £400
-
£15,000
-
£2,000,000
-
£250
-
£750
-
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Motorised Buggying Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
Learn more
Annual multi-trip Motorised Buggying Travel Insurance
Travel more for less with year-round protection across multiple trips.
Learn more
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular for motorised buggying?
Motorised buggying is popular in destinations with open landscapes and desert terrain, including parts of Spain, the Canary Islands, Dubai and North Africa. It is often offered as part of adventure excursions or activity packages for visitors looking to explore off-road environments under supervision.
Here's why motorised buggying travel insurance matters:
Off-road driving involves uneven ground, changing traction and potential obstacles. Sudden turns, soft sand or hidden dips can lead to collisions or rollovers. Even when operating within organised routes, drivers and passengers may suffer impact injuries or strains. If you are injured while motorised buggying abroad, you may require medical treatment, hospital care or repatriation to the UK.
Helpful travel tips
- Wear appropriate safety equipment, including a helmet and seat harness.
- Drive within designated routes and avoid unauthorised areas
- Adjust your speed to suit terrain and visibility conditions. Keep a safe distance from other vehicles and remain alert to obstacles
Frequently asked questions
Yes. If you intend to use a motorised buggy on your holiday, you must add this to your travel insurance policy as it isn’t covered as standard. You can select it as an activity when arranging your ActivitySure policy.
Once you’ve added the activity, you can do it on holiday as part of an organised excursion or guided activity.
Yes. Injuries from normal participation, like collisions or loss of control, can be covered as long as you’re within the terms of your policy and the activity you selected. This includes emergency medical treatment, transport, and repatriation.
No. Travel insurance is designed to cover you, not the vehicle, while you take part in the activity. An ActivitySure policy won’t cover damage to the buggy itself or any costs charged by the operator.
No. Personal liability is excluded for your use of any mechanically propelled vehicle, which would include a motorised buggy. This means you would not be covered for damage or injury you cause to others while driving.