Manual Labour Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Under ActivitySure policies, manual labour has a specific meaning that differs from the everyday use of the term. It refers to light, non-industrial work only, rather than physically demanding or trade-based roles.

ActivitySure can cover manual labour when you are working abroad at an amateur or temporary level, provided the work falls within the accepted definition and meets the policy conditions.

For clarity, manual labour under this policy includes manual labour (excluding heavy or industrial work but including office and clerical work, bar and restaurant work, music performance and singing, and fruit picking where no machinery is used).

This cover does not extend to construction, skilled trades, site work, mechanical tasks or any role involving machinery or heavy lifting.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Manual Labour Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Manual Labour Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular for this type of work?

This type of work is commonly undertaken as part of working-holiday trips in destinations such as Australia, New Zealand and Canada, where travellers often take on short-term roles alongside their travels. Hospitality, administrative support and seasonal fruit picking are particularly popular in tourist regions, rural communities and city centres where temporary staffing is common.

Here's why manual labour travel insurance matters:

Even in lighter working roles, accidents and illness can still occur while you are overseas. Slips, falls, repetitive strain or unrelated medical issues may still require treatment during your trip. Having suitable travel insurance in place helps protect you financially if you need medical care or assistance while working abroad.

Helpful travel tips

  • Follow workplace health and safety guidance at all times.
  • Avoid tasks outside your agreed role, particularly those involving equipment or lifting. 
  • Take regular breaks to reduce fatigue or repetitive strain.
  • Wear suitable clothing and footwear for your working environment. 
  • Always follow instructions provided by your employer or organiser.
24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
Simple claims process Easy online claim submission and document upload.