24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Luge is a high-speed sledding sport where riders lie on their back and steer down an ice track. Its a thrilling winter activity featured in the Winter Olympics.
Excess £100
£1,000
£5,000,000
£750
£250
£200
£300
£20 per 12hrs, max. £100
£5,000
£2,000,000
£250
£750
£60,000
Excess £75
£3,000
£10,000,000
£1,500
£250
£200
£500
£20 per 12hrs, max. £200
£7,500
£2,000,000
£250
£750
£60,000
Excess £0
£5,000
£10,000,000
£2,500
£250
£400
£1000
£20 per 12hrs, max. £400
£15,000
£2,000,000
£250
£750
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Winter resorts in Switzerland, Austria and Canada offer recreational luge runs alongside professional ice tracks. Summer versions also appear at alpine adventure parks.
High speeds and sharp corners make collisions a real risk. Travel insurance covers emergency medical treatment and repatriation if youre injured during a run abroad. Generally, you can expect the following cover across our panel of insurers:
Not as standard. You must add the activity to your policy for cover to apply.
No, luge is not included as part of standard Winter Sports cover. Even though it takes place on ice, it is treated separately because of the speed, track environment and injury risk involved.
Luge is very different from casual sledging or tobogganing. If you’re taking part on a proper track, organised experience, or training session, you need specific cover.
Yes - if luge is shown on your policy, you’re covered for emergency medical expenses if you’re injured while taking part. You must always follow the organiser’s safety rules, wear the required protective equipment, and take part within the stated guidelines.
No. Luge, bobsleigh, and skeleton are separate high-speed ice track activities. Although similar, you should select the exact activity you’re doing.
Yes, cover can apply to an organised taster session or supervised track experience, as long as it is in a structured, supervised environment and you follow all safety instructions.