24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Ice diving is a specialist form of diving that takes place beneath frozen lakes or seas, using a controlled entry point cut through the ice. It is a highly technical activity that requires training, supervision and careful planning. When taking part abroad, ice diving is undertaken on an amateur basis as part of an organised and guided experience.
ActivitySure travel insurance can cover amateur ice diving overseas, provided participation meets the policy conditions. Due to the extreme cold, limited exit points and challenging conditions, ice diving carries a higher level of risk than standard water activities, which makes having appropriate travel insurance an essential part of your trip planning.
Choose the protection that fits your adventure
Excess £100
-
£1,000
-
£5,000,000
-
£750
-
£250
-
£200
-
£300
-
£20 per 12hrs, max. £100
-
£5,000
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
-
£20 per 12hrs, max. £200
-
£7,500
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
-
£20 per 12hrs, max. £400
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£15,000
-
£2,000,000
-
£250
-
£750
-
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Ice Diving Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
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Annual multi-trip Ice Diving Travel Insurance
Travel more for less with year-round protection across multiple trips.
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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where is popular for ice diving?
Ice diving is most commonly offered in countries with long winter seasons and stable frozen waterways. Finland is a popular destination, where frozen lakes provide clear underwater visibility and structured guided experiences.
The activity is also available in parts of Canada and Russia, where cold-water environments allow for controlled dives under professional supervision. Travellers usually take part through specialist operators as part of organised winter adventure programmes.
Here's why ice diving travel insurance matters:
Ice diving takes place in extreme conditions where cold exposure, restricted movement and limited access to the surface can increase the risk of illness or injury. Emergency assistance and evacuation may be complex in remote winter environments. Travel insurance helps provide financial protection if you require medical treatment or need to return home early.
Helpful travel tips
- Always follow organiser instructions and remain under guided supervision throughout the dive.
- Never dive alone and maintain clear communication with your support team at the surface.
- Monitor your physical condition carefully, as cold environments can increase fatigue.
- Ascend slowly and follow controlled exit procedures as instructed.Avoid narrow or low-visibility areas unless specifically directed by your guide.
Frequently asked questions
Yes, but not as standard. You need to choose ice diving specifically, as it’s a specialist activity with a specific set of risks. It’s really important to choose the right activity - claims will only be considered for insured activities.
No, ice diving is not covered under Winter Sports. Even though it takes place in icy or winter conditions, it is treated as a separate, high-risk diving activity and needs to be added correctly.
It’s really important to choose the right activity - claims will only be considered for those that are insured.
Provided ice diving is shown on your Policy Certificate, you can make a claim if you injure yourself while taking part. You can be covered for emergency medical treatment, hospital stays, and repatriation if medically necessary.
Yes. Ice diving should only be done with qualified instructors, experienced supervisors, or a recognised dive operator. You must follow all safety briefings, use the correct equipment and stay within your training level.
No, they’re very different. Ice diving is one of the riskiest activities ActivitySure can consider because it involves sub-zero temperatures, restricted surface access, overhead ice, and specialist equipment. Your policy needs to clearly show ice diving if you plan to take part.
Yes, but it still needs its own activity cover. A policy with Winter Sports can cover skiing, snowboarding, sledging, and more generic snow-based activities, but it would not cover you for specialist diving under ice.