Ice Diving Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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Explore protection levels

24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Ice diving is a specialist form of diving that takes place beneath frozen lakes or seas, using a controlled entry point cut through the ice. It is a highly technical activity that requires training, supervision and careful planning. When taking part abroad, ice diving is undertaken on an amateur basis as part of an organised and guided experience.

ActivitySure travel insurance can cover amateur ice diving overseas, provided participation meets the policy conditions. Due to the extreme cold, limited exit points and challenging conditions, ice diving carries a higher level of risk than standard water activities, which makes having appropriate travel insurance an essential part of your trip planning.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Ice Diving Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Ice Diving Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular for ice diving?

Ice diving is most commonly offered in countries with long winter seasons and stable frozen waterways. Finland is a popular destination, where frozen lakes provide clear underwater visibility and structured guided experiences.

The activity is also available in parts of Canada and Russia, where cold-water environments allow for controlled dives under professional supervision. Travellers usually take part through specialist operators as part of organised winter adventure programmes.

Here's why ice diving travel insurance matters:

Ice diving takes place in extreme conditions where cold exposure, restricted movement and limited access to the surface can increase the risk of illness or injury. Emergency assistance and evacuation may be complex in remote winter environments. Travel insurance helps provide financial protection if you require medical treatment or need to return home early.

Helpful travel tips

  • Always follow organiser instructions and remain under guided supervision throughout the dive.
  • Never dive alone and maintain clear communication with your support team at the surface.
  • Monitor your physical condition carefully, as cold environments can increase fatigue.
  • Ascend slowly and follow controlled exit procedures as instructed.Avoid narrow or low-visibility areas unless specifically directed by your guide.
24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
Simple claims process Easy online claim submission and document upload.