24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Ice diving is a specialist form of diving that takes place beneath frozen lakes or seas, using a controlled entry point cut through the ice. It is a highly technical activity that requires training, supervision and careful planning. When taking part abroad, ice diving is undertaken on an amateur basis as part of an organised and guided experience.
ActivitySure travel insurance can cover amateur ice diving overseas, provided participation meets the policy conditions. Due to the extreme cold, limited exit points and challenging conditions, ice diving carries a higher level of risk than standard water activities, which makes having appropriate travel insurance an essential part of your trip planning.
Excess £100
£1,000
£5,000,000
£750
£250
£200
£300
£20 per 12hrs, max. £100
£5,000
£2,000,000
£250
£750
£60,000
Excess £75
£3,000
£10,000,000
£1,500
£250
£200
£500
£20 per 12hrs, max. £200
£7,500
£2,000,000
£250
£750
£60,000
Excess £0
£5,000
£10,000,000
£2,500
£250
£400
£1000
£20 per 12hrs, max. £400
£15,000
£2,000,000
£250
£750
£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Ice diving is most commonly offered in countries with long winter seasons and stable frozen waterways. Finland is a popular destination, where frozen lakes provide clear underwater visibility and structured guided experiences.
The activity is also available in parts of Canada and Russia, where cold-water environments allow for controlled dives under professional supervision. Travellers usually take part through specialist operators as part of organised winter adventure programmes.
Ice diving takes place in extreme conditions where cold exposure, restricted movement and limited access to the surface can increase the risk of illness or injury. Emergency assistance and evacuation may be complex in remote winter environments. Travel insurance helps provide financial protection if you require medical treatment or need to return home early.