Horse Riding Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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Explore protection levels

24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Horse riding is a popular outdoor activity that can include guided treks, lessons and countryside or beach rides. It is enjoyed by travellers of varying experience levels and is usually organised through riding centres or tour providers. When taking part abroad, horse riding is done on an amateur basis as part of a recreational or structured riding experience.

Horse riding can vary depending on whether the activity involves eventing or non-jumping riding. ActivitySure travel insurance can cover amateur horse riding overseas, including eventing activities and riding that does not involve jumping, provided participation meets the policy conditions. As riding involves working with large animals and varying terrain, having appropriate travel insurance in place is an important part of your trip planning.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100

Cancellation and curtailment
£1,000
Emergency medical expenses
£5,000,000
- Hospital benefit
  £20 per 24hrs, max. £500
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£750
- Gadgets limit
  £250
- Single item limit
  £200
- Valuables limit
  £250
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£300
- Cash limit
  £150
Travel Delay
£20 per 12hrs, max. £100
- Abandonment
  £1,000
Permanent total disablement
£5,000
- Death or loss of limbs/sight (up to age 69
  £5,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Silver Balanced Protection *

Excess £75

Cancellation and curtailment
£3,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £30 per 24hrs, max. £1,000
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£1,500
- Gadgets limit
  £500
- Single item limit
  £300
- Valuables limit
  £500
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£500
- Cash limit
  £250
Travel Delay
£20 per 12hrs, max. £200
- Abandonment
  £3,000
Permanent total disablement
£7,500
- Death or loss of limbs/sight (up to age 69
  £7,500
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Gold Maximum Protection *

Excess £0

Cancellation and curtailment
£5,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £50 per 24hrs, max. £1,500
- Emergency dental treatment
  £400
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£2,500
- Gadgets limit
  £750
- Single item limit
  £500
- Valuables limit
  £750
Baggage Delay
£250
Loss of Passport
£400
Personal Money
£1000
- Cash limit
  £500
Travel Delay
£20 per 12hrs, max. £400
- Abandonment
  £5,000
Permanent total disablement
£15,000
- Death or loss of limbs/sight (up to age 69
  £15,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.

Choose the cover that fits your adventure

Single trip Horse Riding Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Horse Riding Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether youâ€™re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while youâ€™re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular to travel for horse riding holidays?

Horse riding holidays are popular in destinations with wide open landscapes and established equestrian tourism. Ireland is well known for its scenic countryside rides and traditional stables that welcome visiting riders.

Further afield, countries such as Argentina and South Africa attract travellers looking for longer trail rides across ranch land, mountains or coastal routes. Beach rides and multi-day treks are often highlights of these riding holidays.

Here's why horse riding travel insurance matters:

Horse riding carries inherent risks, even for experienced riders. Falls, kicks or unpredictable behaviour from horses can lead to injury, and medical treatment abroad can be expensive. Travel insurance helps provide financial protection if you need medical care or assistance during your trip.

Helpful travel tips

Wear appropriate safety equipment, including a properly fitted helmet and suitable riding boots.
Always follow organiser instructions and guidance from instructors or guides.
Check tack and equipment before mounting to ensure everything is secure.
Avoid sudden movements or loud noises that may startle the horse.
Keep a safe distance between horses, particularly during group rides.

24/7 Emergency Support

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Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

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24/7 Emergency Line Immediate support when you're abroad and need it most.

Simple claims process Easy online claim submission and document upload.