Highland Games Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

The Highland Games are traditional Scottish events that celebrate heritage through a combination of athletic contests, music and dance. Activities often include strength-based events such as caber tossing and hammer throwing, alongside cultural displays. When taking part abroad, participation in the Highland Games is usually on an amateur basis, whether as a competitor in organised events or as part of a community celebration.

ActivitySure travel insurance can cover amateur participation in the Highland Games overseas, provided the activity meets the policy conditions. Although events are well organised, the physical nature of lifting, throwing and competitive movement means there is still a risk of injury, making suitable travel insurance an important consideration.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Highland Games Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Highland Games Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where do people go for Highland Games?

The Highland Games are held across Scotland throughout the year, particularly during the summer months. Events take place in towns and rural communities from the Highlands to the west coast, with well known gatherings in areas such as Inverness, Oban and Braemar.

Many travellers attend or take part while visiting Scotland, with games often forming part of local festivals that include music, dancing and cultural celebrations.

Here's why highland games travel insurance matters:

Highland Games events involve heavy implements, powerful movements and close spectator areas, which can lead to muscle strains, impact injuries or accidents. If you are injured while abroad, medical treatment and recovery costs can be significant. Travel insurance helps provide financial protection if you require medical care or assistance.

Helpful travel tips

  • Wear appropriate footwear and suitable clothing, and warm up thoroughly before taking part.
  • Always follow organiser instructions and official event rules during competitions.
  • Stay clear of designated throwing zones unless you are instructed to enter them.
  • Remain aware of your surroundings, particularly during strength events. 
  • Do not attempt lifts or throws beyond your experience or ability level.
24/7 Emergency Support

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Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
Simple claims process Easy online claim submission and document upload.