Downhill Mountain Biking Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Downhill mountain biking involves riding specially designed bikes down steep, technical trails, often over rough terrain that includes rocks, roots and sharp descents. The activity focuses on control, balance and speed, and is typically carried out on purpose-built downhill routes.

ActivitySure can cover downhill mountain biking when you are taking part abroad, provided the activity meets the policy conditions. Downhill mountain biking must be undertaken at an amateur level only. As the sport involves high speeds and challenging terrain, having suitable travel insurance in place before riding is important.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100

Cancellation and curtailment
£1,000
Emergency medical expenses
£5,000,000
- Hospital benefit
  £20 per 24hrs, max. £500
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£750
- Gadgets limit
  £250
- Single item limit
  £200
- Valuables limit
  £250
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£300
- Cash limit
  £150
Travel Delay
£20 per 12hrs, max. £100
- Abandonment
  £1,000
Permanent total disablement
£5,000
- Death or loss of limbs/sight (up to age 69
  £5,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Silver Balanced Protection *

Excess £75

Cancellation and curtailment
£3,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £30 per 24hrs, max. £1,000
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£1,500
- Gadgets limit
  £500
- Single item limit
  £300
- Valuables limit
  £500
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£500
- Cash limit
  £250
Travel Delay
£20 per 12hrs, max. £200
- Abandonment
  £3,000
Permanent total disablement
£7,500
- Death or loss of limbs/sight (up to age 69
  £7,500
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Gold Maximum Protection *

Excess £0

Cancellation and curtailment
£5,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £50 per 24hrs, max. £1,500
- Emergency dental treatment
  £400
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£2,500
- Gadgets limit
  £750
- Single item limit
  £500
- Valuables limit
  £750
Baggage Delay
£250
Loss of Passport
£400
Personal Money
£1000
- Cash limit
  £500
Travel Delay
£20 per 12hrs, max. £400
- Abandonment
  £5,000
Permanent total disablement
£15,000
- Death or loss of limbs/sight (up to age 69
  £15,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.

Choose the cover that fits your adventure

Single trip Downhill Mountain Biking Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Downhill Mountain Biking Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether youâ€™re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while youâ€™re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular for downhill mountain biking?

Downhill mountain biking is popular in destinations known for alpine or forested landscapes. The French Alps attract riders with lift-access bike parks and maintained downhill trails. British Columbia is well known for its extensive mountain biking networks, while Queenstown in New Zealand offers purpose-built tracks that draw riders from around the world.

Many travellers take part at established bike parks, where routes are graded and supported by onsite facilities.

Here's why downhill mountain travel insurance matters:

Downhill mountain biking carries a higher risk of falls and collisions due to steep gradients, uneven ground and speed. Injuries can occur even with experience and protective gear, and access to medical treatment may vary depending on location. Travel insurance helps protect you financially if you require medical care or need to return home following an accident.

Helpful travel tips

Wear appropriate safety equipment, including a full-face helmet and protective pads.
Check your bike before each run, paying close attention to brakes and tyres.
Ride within your ability level and choose trails suitable for your experience.
Control your speed, particularly on steep, narrow or technical sections.
Take breaks between runs to avoid fatigue.Always follow trail signage, bike park rules and organiser guidance at all times.

24/7 Emergency Support

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Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

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24/7 Emergency Line Immediate support when you're abroad and need it most.

Simple claims process Easy online claim submission and document upload.