Cycling Racing Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Cycling racing involves competitive road cycling over set distances, often on closed roads or organised race circuits. Riders compete individually or as part of a team, aiming to complete the course in the fastest time. Events can range from short criterium races on urban circuits to longer road races that include climbs, descents and changing terrain. Compared to recreational cycling, racing involves higher speeds, tighter group riding and tactical positioning within a peloton.

ActivitySure can cover cycling racing when you are taking part on an amateur, non-professional basis during your trip abroad. This applies to organised events where you are not competing professionally or receiving payment. While racing may take place on managed routes, it still carries greater risk than casual cycling due to speed, close proximity to other riders and the potential for collisions.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Cycling Racing Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Cycling Racing Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular for cycling racing?

Cycling racing is popular across Europe, particularly in countries such as France, Spain and Belgium, where organised amateur road races and sportives are common. Mountain regions including the Alps and Pyrenees also attract amateur competitors who want to test themselves on famous climbs. Many destinations host annual events that welcome international riders at non-professional level.

Here's why cycling racing travel insurance matters:

Cycling racing involves sustained effort, group riding and high speeds. Falls can result in fractures, head injuries or soft tissue damage, and incidents may involve multiple riders. Even in organised events, uneven road surfaces, sharp corners or sudden changes in pace can increase the risk of accidents. If you are injured while racing abroad, you may need medical treatment, hospital care or repatriation back to the UK.

Helpful travel tips

  • Follow all instructions and safety guidance given by race organisers or marshals
  • Wear appropriate safety equipment, including a correctly fitted helmet
  • Ensure your bicycle is well maintained and suitable for race conditions
  • Stay aware of other riders and avoid sudden unpredictable movements within the peloton. 
  • Adjust your speed appropriately on descents and in wet or uneven road conditions
24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
Simple claims process Easy online claim submission and document upload.