Cycling Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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Explore protection levels

24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Cycling covers road and leisure biking on marked routes and trails. Its one of the most accessible ways to explore new destinations and stay active while travelling.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100

Cancellation and curtailment
£1,000
Emergency medical expenses
£5,000,000
- Hospital benefit
  £20 per 24hrs, max. £500
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£750
- Gadgets limit
  £250
- Single item limit
  £200
- Valuables limit
  £250
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£300
- Cash limit
  £150
Travel Delay
£20 per 12hrs, max. £100
- Abandonment
  £1,000
Permanent total disablement
£5,000
- Death or loss of limbs/sight (up to age 69
  £5,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Silver Balanced Protection *

Excess £75

Cancellation and curtailment
£3,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £30 per 24hrs, max. £1,000
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£1,500
- Gadgets limit
  £500
- Single item limit
  £300
- Valuables limit
  £500
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£500
- Cash limit
  £250
Travel Delay
£20 per 12hrs, max. £200
- Abandonment
  £3,000
Permanent total disablement
£7,500
- Death or loss of limbs/sight (up to age 69
  £7,500
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Gold Maximum Protection *

Excess £0

Cancellation and curtailment
£5,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £50 per 24hrs, max. £1,500
- Emergency dental treatment
  £400
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£2,500
- Gadgets limit
  £750
- Single item limit
  £500
- Valuables limit
  £750
Baggage Delay
£250
Loss of Passport
£400
Personal Money
£1000
- Cash limit
  £500
Travel Delay
£20 per 12hrs, max. £400
- Abandonment
  £5,000
Permanent total disablement
£15,000
- Death or loss of limbs/sight (up to age 69
  £15,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.

Choose the cover that fits your adventure

Single trip Cycling Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Cycling Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether youâ€™re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while youâ€™re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular for cycling?

Cycling is at its best in destinations with bike-friendly infrastructure like the Netherlands and Denmark. For scenic routes, Italys lakes, the Pyrenees and Vietnams countryside make unforgettable rides.

Here's why cycling travel insurance matters:

Road cycling abroad exposes riders to unfamiliar traffic and road conditions. Insurance ensures hospital care and repatriation are covered if youre injured while riding. Generally, you can expect the following cover across our panel of insurers:

Helpful travel tips

Wear a helmet
Follow local cycling laws
Use lights and reflectors on your bike in low light or darkness

24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

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24/7 Emergency Line Immediate support when you're abroad and need it most.

Simple claims process Easy online claim submission and document upload.