Cycle Touring or Leisure Biking Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Cycle touring and leisure biking involve travelling by bicycle over longer distances, often between towns or regions. It is a popular way to explore destinations at a slower pace, combining sightseeing with steady physical activity. Routes can vary from quiet countryside roads to dedicated cycling paths, depending on the location and type of trip.

ActivitySure can cover cycle touring and leisure biking when you are taking part abroad, provided the activity meets the policy conditions. As cycling often involves extended time on public roads and unfamiliar routes, having suitable travel insurance in place can help protect you if something goes wrong during your trip. Cycle touring and leisure biking must be undertaken at an amateur level and within the altitude limit of up to 1,000 metres.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100


  • £1,000

  • £5,000,000

    • £20 per 24hrs, max. £500

    • £250

    • £5,000

    • £500

  • £750

    • £250

    • £200

    • £250

  • £250

  • £200

  • £300

    • £150

  • £20 per 12hrs, max. £100

    • £1,000

  • £5,000

    • £5,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Silver Balanced Protection *

Excess £75


  • £3,000

  • £10,000,000

    • £30 per 24hrs, max. £1,000

    • £250

    • £5,000

    • £500

  • £1,500

    • £500

    • £300

    • £500

  • £250

  • £200

  • £500

    • £250

  • £20 per 12hrs, max. £200

    • £3,000

  • £7,500

    • £7,500

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £60,000

Gold Maximum Protection *

Excess £0


  • £5,000

  • £10,000,000

    • £50 per 24hrs, max. £1,500

    • £400

    • £5,000

    • £500

  • £2,500

    • £750

    • £500

    • £750

  • £250

  • £400

  • £1000

    • £500

  • £20 per 12hrs, max. £400

    • £5,000

  • £15,000

    • £15,000

    • £5,000

  • £2,000,000

  • £250

  • £750

  • £100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.


Choose the cover that fits your adventure

Single trip Cycle Touring or Leisure Biking Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Cycle Touring or Leisure Biking Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular to do a cycle tour?

Cycle touring is popular in countries with established cycling routes and scenic landscapes. France is well known for its long-distance cycle paths that link rural areas, vineyards and historic towns. Japan and Vietnam are also popular with leisure cyclists looking to combine cultural travel with manageable daily distances. New Zealand attracts touring cyclists thanks to its open roads and varied scenery, particularly for longer self-guided journeys.

Many travellers choose organised cycle tours, while others plan independent routes based on local infrastructure and terrain.

Here's why cycle tour travel insurance matters:

Cycle touring involves long periods of riding, which can increase the risk of falls, collisions or strain, particularly on unfamiliar roads or in changing weather conditions. Access to medical care may vary depending on where you are travelling, and injuries that seem minor can still require treatment or time off the bike. Travel insurance helps protect you financially if medical assistance or support is needed while abroad.

Helpful travel tips

  • Take regular breaks, especially during longer rides or warmer conditions.
  • Wear appropriate safety equipment, including a helmet and visible clothing.
  • Follow local traffic laws and road signage at all times.Use designated cycle routes where available and suitable.
  • Plan your daily distances carefully to avoid overexertion. 
  • Always follow the instructions provided by tour organisers or guides and adhere to safety guidance throughout your trip.
24/7 Emergency Support

Need to make a claim?

Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

24/7 Emergency Line Immediate support when you're abroad and need it most.
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