Nordic or Cross Country Skiing Travel Insurance

Specialist cover for high-risk sports and adventure travel.

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500+ Activites Covered

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Explore protection levels

24/7 Emergency medical assistance

Cover for specialist sports equipment

Up to £2500 for lost or stolen luggage

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1 million+ Travellers protected

28 years Industry experience

Cross-country skiing, also known as Nordic skiing, involves travelling over snow using narrow skis and poles across prepared trails or open terrain. Unlike downhill skiing, it focuses on endurance and steady movement rather than speed or steep descents. When travelling, cross-country skiing is typically enjoyed at an amateur, recreational level on marked routes or established trail networks.

Choose the protection that fits your adventure

Bronze Essential Protection *

Excess £100

Cancellation and curtailment
£1,000
Emergency medical expenses
£5,000,000
- Hospital benefit
  £20 per 24hrs, max. £500
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£750
- Gadgets limit
  £250
- Single item limit
  £200
- Valuables limit
  £250
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£300
- Cash limit
  £150
Travel Delay
£20 per 12hrs, max. £100
- Abandonment
  £1,000
Permanent total disablement
£5,000
- Death or loss of limbs/sight (up to age 69
  £5,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Silver Balanced Protection *

Excess £75

Cancellation and curtailment
£3,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £30 per 24hrs, max. £1,000
- Emergency dental treatment
  £250
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£1,500
- Gadgets limit
  £500
- Single item limit
  £300
- Valuables limit
  £500
Baggage Delay
£250
Loss of Passport
£200
Personal Money
£500
- Cash limit
  £250
Travel Delay
£20 per 12hrs, max. £200
- Abandonment
  £3,000
Permanent total disablement
£7,500
- Death or loss of limbs/sight (up to age 69
  £7,500
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£60,000

Gold Maximum Protection *

Excess £0

Cancellation and curtailment
£5,000
Emergency medical expenses
£10,000,000
- Hospital benefit
  £50 per 24hrs, max. £1,500
- Emergency dental treatment
  £400
- Funeral costs abroad or repatriation of remains
  £5,000
- Kennel and cattery costs
  £500
Personal Possessions
£2,500
- Gadgets limit
  £750
- Single item limit
  £500
- Valuables limit
  £750
Baggage Delay
£250
Loss of Passport
£400
Personal Money
£1000
- Cash limit
  £500
Travel Delay
£20 per 12hrs, max. £400
- Abandonment
  £5,000
Permanent total disablement
£15,000
- Death or loss of limbs/sight (up to age 69
  £15,000
- Death or loss of limbs/sight (up to age 70+)
  £5,000
Personal Liability
£2,000,000
Mugging
£250
Catastrophe
£750
Legal Expenses
£100,000

* Protection levels are based on overall cover limits, benefits and excess across each plan.

Choose the cover that fits your adventure

Single trip Nordic or Cross Country Skiing Travel Insurance

Perfect for one-off adventures, holidays and activity breaks abroad.

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Annual multi-trip Nordic or Cross Country Skiing Travel Insurance

Travel more for less with year-round protection across multiple trips.

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Whether youâ€™re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while youâ€™re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.

Destination Insight

Where is popular for cross country skiing?

Cross-country skiing is especially popular in regions with extensive trail systems and consistent winter conditions. Norway and Finland are well known for their maintained networks of forest and mountain trails that cater to skiers of all abilities. Canada also offers vast cross-country skiing areas, with long-distance routes that pass through wilderness landscapes and national parks. These destinations attract travellers looking for a quieter winter activity that combines exercise with natural scenery.

Many people take part as part of a winter holiday focused on outdoor exploration rather than resort-based skiing.

Here's why nordic or cross country skiing travel insurance matters:

Cross-country skiing often involves covering long distances over snow and ice, which can increase the risk of falls, muscle strains or fatigue-related injuries. Trails may be far from immediate assistance, particularly in forested or remote areas. If you are injured or become unwell while cross-country skiing abroad, travel insurance helps protect you financially if you require medical treatment, emergency assistance or repatriation.

Helpful travel tips

Follow signage and guidance for marked cross-country trails
Dress in warm, breathable layers suitable for sustained activity.
Pace yourself and plan routes that match your fitness level
Stay hydrated, even in cold conditions.
Let someone know your planned route if skiing longer distances.

24/7 Emergency Support

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Our claims team is here to support you quickly and efficiently, wherever your trip takes you.

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24/7 Emergency Line Immediate support when you're abroad and need it most.

Simple claims process Easy online claim submission and document upload.