Adventure Racing Travel Insurance
Specialist cover for high-risk sports and adventure travel.
Get a quote24/7 Emergency medical assistance
Cover for specialist sports equipment
Up to £2500 for lost or stolen luggage
1 million+ Travellers protected
28 years Industry experience
Adventure racing is an endurance challenge that typically combines running, cycling, kayaking and navigation across long distances. Events are designed to test stamina, teamwork and decision-making, often taking place over rugged terrain and in changeable conditions.
ActivitySure can cover adventure racing events lasting up to 6, 12, 24, or 48 hours. Because these events involve sustained physical exertion, outdoor terrain and long time periods on the move, its important to make sure your travel insurance specifically includes adventure racing before you take part abroad
Choose the protection that fits your adventure
Excess £100
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£1,000
-
£5,000,000
-
£750
-
£250
-
£200
-
£300
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£20 per 12hrs, max. £100
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£5,000
-
£2,000,000
-
£250
-
£750
-
£60,000
Excess £75
-
£3,000
-
£10,000,000
-
£1,500
-
£250
-
£200
-
£500
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£20 per 12hrs, max. £200
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£7,500
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£2,000,000
-
£250
-
£750
-
£60,000
Excess £0
-
£5,000
-
£10,000,000
-
£2,500
-
£250
-
£400
-
£1000
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£20 per 12hrs, max. £400
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£15,000
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£2,000,000
-
£250
-
£750
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£100,000
* Protection levels are based on overall cover limits, benefits and excess across each plan.
Choose the cover that fits your adventure
Single trip Adventure Racing Travel Insurance
Perfect for one-off adventures, holidays and activity breaks abroad.
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Annual multi-trip Adventure Racing Travel Insurance
Travel more for less with year-round protection across multiple trips.
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Whether you’re planning a one-off escape, an activity-packed holiday or travelling regularly throughout the year, our protection levels are designed to give you confidence at every stage of your journey. From emergency medical cover and cancellation protection to support while you’re away, you can choose the level of cover that best fits the way you travel and the adventures you take on.
Destination Insight
Where do people go for adventure racing?
Adventure racing is popular in destinations that offer big, varied landscapes and unpredictable conditions. Events in Costa Rica, South Africa and New Zealand often combine jungle trails, river sections and mountain routes, making them favourites for teams looking for a proper test. In Europe, races in alpine regions and long-distance navigation events in places like Sweden also draw endurance athletes, with routes that can involve everything from steep climbs to remote forest tracks.
Many participants travel specifically for organised races, with courses designed around the local terrain and weather.
Here's why adventure racing insurance matters:
Adventure racing can be physically demanding, and the combination of distance, fatigue and uneven terrain increases the risk of injury. Sprains, fractures, cuts, heat exhaustion, dehydration and cold-related illness can all happen, particularly in remote areas where medical help may take longer to reach you. Having appropriate travel insurance in place helps protect you financially if something goes wrong while youre taking part.
Helpful travel tips
- Always follow the instructions provided by the event organiser and adhere to any safety recommendations made.
- This includes wearing appropriate safety equipment.Train for varied terrain and conditions, not just flat road running or cycling.
- Carry essential kit as recommended by the organiser, such as water, energy snacks and a basic first aid kit.
- Pace yourself and speak up early if you feel unwell, injured or disoriented, particularly during navigation sections.
- Stay hydrated and fuel regularly, especially on longer races where fatigue can build quickly.
Frequently asked questions
Adventure racing usually combines endurance, navigation, and outdoor activities like running, cycling, trekking, kayaking, or obstacle-style challenges. Events vary a lot, so the key thing is making sure your selected cover reflects the actual race format.
Yes, adventure racing can be covered by ActivitySure, but it must be added to your policy before you take part. The cover you need will depend on how long the event lasts, with options for adventure races up to 6, 12, 24, 36, or 48 hours.
Yes. A short adventure race is treated differently from a full-day, overnight or multi-day endurance event. When arranging your policy, choose the duration that matches the longest adventure race you’ll be taking part in.
Yes - provided the correct adventure racing duration is shown on your policy, you can be covered for emergency medical expenses if you’re injured while taking part. You must follow event rules, safety guidance, and any instructions from organisers.
You should always take care to minimise the risks of any activity as much as you can.
Yes. It’s normal for adventure races to be multi-disciplinary, so you are covered for the different activities you’ll be doing as part of the event.
However, if the race includes specialist activities, unusual terrain, high altitude, or anything outside the usual event format, speak to ActivitySure before travelling.
No. ActivitySure cover is for amateur participation only. Paid racing, professional competition, or taking part under professional terms would not be covered.